Esusu. Reimagined.
For you.
You invite us to join your esusu (ajo, adashe) circles. Upon accepting your invitation, we supercharge your circles with smart rewards—regular cashbacks and community development bonus that put real money in your hands, just for doing what you already do.
We don't manage your group or hold on to your contributions — we're simply another team member, just like you!
ABOWABA
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Our reimagined Esusu brims with cashback for you and development bonus for your community!


Esusu. Reimagined.
We repurposed Esusu, (ajo, adashe) a culturally rooted and globally credible community-driven microfinance mechanism as a credit scoring system to unlock access to goods, services and loans from providers committed to the Patient Capital Pledge.
We did these without compromising the authentic, community-based model of Esusu (ajo, adashe). We only imbued it with life-changing benefits to empower you and your communities. We were careful to leave esusu (ajo, adashe) in its timeless, organic structure to preserve its heart and heritage

Unlock access to goods, services and loans from providers committed to the Patient Capital Pledge
Invite us to join your circle so we can build a movement that turns community trust into lasting financial strength together.
What you get when we join you
We participate—by invitation —in the scheduled capital aggregation cycle of rotational savings and credit associations (ROSCA), offering targeted cashbacks to catalyse their evolution into self-replicating engines of personal and public wealth creation.
How we participate with you
ABOWABA will not request you to share your banking details like log in PIN, ATM details or OTP. Beware of messages with suspicious links requesting this information. ABOWABA will never ask for it. All Esusu financial relationships are exclusivley via the team leadership.
ABOWABA may participate in the team’s group communication platform to provide support and updates, ensuring transparency without disrupting the organic structure of the thrift culture.
Team Formation
We do Esusu with teams. not individuals. Form one and invite us to join. We also join existing teams. We receive the immediately available slot for payout when we accept your invitation
Team Size Recommendations
For efficient management, we recommend team sizes of 5, 8, or 11 members. Continued membership strengthens your social credit profile, useful when applying for loans from our affiliate partners
The team invites ABOWABA to join. ABOWABA will retain the immediate payout slot in the roster upon accepting the invitation. We do not contact individuals or teams to join any group as we do not form any.